J&K Bank launches Festival Advance Scheme for government employees

Srinagar, Sept. 16: J&K Bank today launched a special loan scheme for State / Central government employees drawing salary from the bank. The scheme introduced as “J&K Bank Festival Advance Scheme” has been tailored to meet the personal financial needs of the State as well as the central government employees during festivals.

Under the scheme, the bank shall be providing finance upto Rs.40,000, repayable in 10 equated monthly installments. The scheme is hassle free as the borrower would not be asked for any kind of security/guarantee. Even the borrower shall not be charged loan processing fee.

Eligible employees can avail the finance at the business unit where they maintain their salary accounts and have at least three credits on account of salary in the account. The scheme can be availed only once during a calendar year and will be available on the occasion of following Eid-ul Fitr, Eid-ul-Adha, Nowroz, Diwali, Baisakhi, Gurupurab, Losar and Christmas.

Notably, disbursement of the loan shall be made during the period of 15 days prior to festival. The scheme is available at all business units (branches) of the bank.

Source:http://dailykashmirimages.com/Details/91195/jk-bank-launches-festival-advance-scheme-for-government-employees

Reminder to DG to complete pre-appointment / appointment formalities of Direct Recruit IPs

No. GS/AIAIASP/DR-IP-2013/2015                               Dated :  14/9/2015

To,

Ms. Kavery Banerejee, 
Director General, 
Department of Posts, 
Dak Bhawan, Sansad Marg, 
New Delhi 110 001. 

Subject : Allocation of candidates, nominated by Staff Selection Commission for appointment as Inspector Posts on the basis of Combined Graduate Level Examination 2013, to Postal Circles.

Ref.      : Dte No. 7-4/2015-SPB-II dated 7^th July 2015.

Respected Madam,

               Directorate vide memo number 7-4/2015-SPB-II dated 7^th July 2015 has allotted 121 candidates of Inspector Posts (Direct Recruit) to various postal circles for vacancy year 2013 with the directions to issue appointment orders after completing usual formalities.

              I would like to point out that more than two months period has been passed but many circles have yet not finalised the pre-appointment / appointment formalities as required under the rules causing abnormal delay in posting of candidates as Inspector Posts. As everybody knows that as on date there are 300 plus Direct Recruit posts of Inspector Posts are vacant in the circles and many Inspectors are holding dual charge since years together.

             It is therefore requested to kindly direct all circles to complete the pre-appointment formalities at the earliest and depute the candidates for required Induction and field Training.

            Hoping for favourable action and a line in reply is requested.

Yours sincerely,

 Sd/-

(Vilas Ingale)

General Secretary

Transfer / posting in the Senior Administrative Grade (SAG) of Indian Postal Service, Group A

Source:  AIAIPASP blog

Revision of PLI Proposal form.

No.25-4/Clf//2012-LI

Ministry of Communications & IT

Department of Posts,

PLI Directorate,

New Delhi 110 021

Date: 15.09.2015

To,

The Heads of Circles.

Subject: Revision of PLI Proposal form.

Consequent upon revision of maximum Sum Assured limit in respect of PLI policies from Rs 20 lacs to 50 lacs earlier, two separate proposal forms - one for below 20 lacs and another for above 20 lacs were brought in to use which caused lot of changes to be made in CIS. Hence need was felt for devising a single proposal form.

Accordingly, a common proposal form for PLI proposals has been devised. A soft copy of the same sent herewith. Henceforth this new form may please be brought into use.

Till the time provisions are made in the Core Insurance Solution for capturing the data for additional information for proposals having sum Assured /aggregate Sum Assured more than 20 lacs, the data will not be captured by the system. Accepting authorities concerned should, therefore, take decision of acceptance or otherwise based on the scanned images available in the system. Once provision is made in the CIS for data capturing, data will be entered for new proposals of more than 20 lacs of sum assured/ aggregate sum assured received thereafter.

Suitable instructions may be issued to all concerned for information guidance & necessary action.

This issues with the approval of the Chief General Manger [PLI].

Sd/-

[D R N MURTHY]

Deputy Divisional Manager II 

To download the revised PLI Proposal Form please Click Here. 

Government discontinues postal stamps featuring Indira Gandhi and Rajiv Gandhi

New Delhi: In a move that is bound to create fresh political controversy, the government has discontinued stamps launched by the Department of Posts (DoP) in December 2008 dedicated to Congress party icons and former Prime Ministers Indira Gandhi and Rajiv Gandhi.

An RTI query by Indian Express revealed that stamps of denomination of rupees five have been discontinued where Indira Gandhi and Rajiv Gandhi featured.

It further said that the ‘Builders of Modern India’ series, under which the two stamps were launched by the UPA I government, will be replaced with ‘Makers of India’ series.

The new series consisting 24 stamps will feature BJP founder Syama Prasad Mookerjee and other political leaders such as Jayaprakash Narayan, Deendayal Upadhyaya and Ram Manohar Lohia.

Father of Nation Mahatma Gandhi, India’s first PM Jawaharlal Nehru, Nobel laureate Mother Teresa and father of Indian Constitution Dr BR Ambedkar will also feature in the new series, it said.

In December 2008, the DoP had started the Builders of Modern India series with nine eminent personalities on stamps of diverse denominations. In May 2009, three more names were further added to it.

The report also stated that the ceremonial stamps issued so far may be made available in all post offices. Also stamps with picture postcards may be released on tourist places such as Khajuraho, Taj Mahal, Ajanta and Ellora, Belur Math etc.

India Post to hold national letter writing competition in October

PUDUCHERRY: India Post will hold a nation-wide letter writing competition for school children at all postal divisional headquarters in Chennai on Philatelic Day in October.

The competition will be held under two categories, junior (up to Class 5) and senior (Class 6 to 10). The students may choose to write letters on any one of the three themes - "How did I spend my vacation" or "One day in my school" or "My favourite book".

The letters have to be addressed to the grandparents and can be written on Inland letter card or A4 paper.

The department of posts will provide stationery, envelopes and stamps for posting the letters to their grandparents. The students must furnish full postal addresses with pin codes of their grandparents. The department will select the top three entries in each category and award suitable prizes. It will sent the letters to circle office for state-level evaluation and then to New Delhi for all-India evaluation.

The department will encourage students to develop interest in philately and encourage them to open and maintain philately deposits accounts (PDA).

General Knowledges - Study Materials Collections 2

INDIA's DEFENSE ENGAGEMENTS AND EXERCISES WITH OTHER NATIONS


India and USA -

Malabar Exercise - It is a Naval Exercise.

Yudh Abhyas - It is an Army Exercise held in India.

Red Flag - It is an Air Force Exercise held in Nevada Desert of USA.

Cope - Its an Army Exercise held in USA.

Vajra Prahar - Drilling and military exercise.

Indo-UK Exercise:

Ajeya Warrior- Army

Indo-French Exercises -

VARUNA EXERCISE - Joint Navy Exercise.

GARUDA EXERCISE - Joint Air Force Exercise.

SHAKTI - Joint Military Exercise.

India and Maldives - 

EKUVERIN Exercises - Exercise in all 3 Sectors of Defense.

India and Nepal -

SURYA KIRAN - Its a joint military exercise.The last one was SURYA KIRAN VIII.

India and Mongolia -

NOMADIC ELEPHANT - Mainly focused on Army engagements.

India and China - 

HAND IN HAND - A combined Defense exercise.

India and Sri Lanka - 

SLINEX - A Naval Exercise.

Mithra Shakti - A Military Exercise.

India and Singapore -

SIMBEX - Singapore India Bilateral Maritime Exercise.

India and Thailand -

Maithree - A counter insurgency exercise.

India and Russia -

INDRA - An All round Defense Exercise.

India And Indonesia - 

Garuda Shakti - Not to be confused with Indo-French air force exercise.

India and Kyrgyzstan:

Khanjar

Visit :http://sapost.blogspot.in/


1).Which of the following state government has signed a MoU with Taiwan’s largest electronics manufacturing company “Foxconn” to start its unit in the state?

Maharashtra

2).Which of the following Indian City has placed top in Swachh Bharat Rankings?

Mysore

3).Who among the following has been appointed as the new Managing Director of Accenture in India?

Anindya Basu

4).48th ASEAN Foreign Ministers Meeting was held at ________.

Malaysia

5). India has signed as agreement to centre of excellence in Software Development Training with_________.

Myanmar

6).Suvidha Superfast Express which was launched recently will connect which of the two cities?

Patna and Mumbai

7).World Badminton Championships 2015 was held at_______.

Jakarta

8).Who is the winner of the Germany’s highest civilian honour-the cross of order of the Merit?

Raghavendra Gadagkar

9).Which State Tourism Minister has conferred with PATWA Award 2015?

Goa

10).Indian American, Sundar Pichai has been appointed as the CEO of ________.

Google

11).Which of the following private sector bank has recently launched the new home loan plan named as “Saral-Rural Housing Loan”?

ICICI Bank

12).Which of the following becomes the first Indian city to be member of World Tourism Cities Federation (WTCF)?

Kochi

13).Who is the winner of 24th Saraswati Samman for the year 2014?

Veerappa Moily

14).Which of the following has been accredited by Green Climate Fund (GCF) as national implementing entity for undertaking climate change related projects in India?

NABARD

15).Which of the following two Indian have got placed in Top 20 on Forbes first ever list of “100 Rsichest People in Technology”?

Shiv Nadar and Azim Premji

16).China and ______ have signed 20 agreements worth of 1.6 billion dollars to implement the ambitious CPEC project?

Pakistan

17).Union Cabinet has approved for the MoU between India and ______ to establish the PACEsetter Fund.

America

18).Who has been appointed as the Maharashtra’s Tiger Ambassador?

SachinTendulkarand Amitabh Bachchan

19).Recently who among the following has been appointed as the new election commissioner of India by the President Pranab Mukherjee?

Om Prakash Rawat

20).Which Union Government Scheme has entered the Guinness Book of World Record as the world’s largest cash transfer program?

PAHAL.

Visit : http://sapost.blogspot.in/


1) RUPEE currency :

"भाई श्री ने मामा से पाक माँगा"


भा: Bharat

ई: Indonesia(rupiah)

श्री: Sri Lanka

ने: Nepal

मा: Maldives

मा: Mauritius

से: Seychelles

पाक: Pakistan

Visit : http://sapost.blogspot.in/

2) DOLLAR currency :

"बाबू जी उषा और सीता को ऑस्ट्रेलिया गुयाना से न्यू सेंट ला दे"

बा: Barbados

बू: Brunei

जी: Zimbabwe

उषा:USA

सी: Singapore

ता: Taiwan

ऑस्ट्रेलिया

गुयाना

न्यू: New Zealand

सेंट: St Vincent, St Kitts, St Lucia

ला: Liberia


3) PESO currency :

"अर्जेंटीना में कॉफी चाय"

अर्जेंटीना: Argentina

में: Mexico

कॉ: Cuba

फी: Philipines

चाय: Chile

4) DINAR currency

"इराक जो अब कुली हो गया"

इराक : Iraq

जो: Jordan

अ: Algeria

ब: Bahrain

कु: Kuwait

ली: Libya

5) RIAL Currency

"ओ ईसा यम का पर क़तर"

ओ: Oman

ई: Iran

सा: Saudi Arabia

यम: Yemen

क़तर: Qatar

6) EURO Currency

"ऑस्ट्रिया की वैन जर्मनी के पुल में फंस गयी"

ऑस्ट्रिया: Austria

वै: Vatican

न: Netherland

जर्मनी: Germany

पु: Portugal

ल: Latvia

में: Malta

फं: France

स: Spain

Visit : http://sapost.blogspot.in/

ARUNACHAL PRADESH

Trick - ARUN tum NAM ke PAKKE ho


⦁ NAAMDAFA wildlife sanctuary


⦁ PAKKUI wild life sanctuary]



*UP

Trick - CHANDRAPRABHA ne UP me DOODH (milk) becha

⦁ CHANDRAPRABHA sanctuary


⦁ DUDHWA national park]


*UTTRAKHAND


Trick -RAJAJI ne JIM ki GOVIND MALI jaisi body banayi fir FLOWER lekar UTTRAKHAND ki princes NANDA DEVI ko propose karne chal diye


⦁ RAJA JI national park


⦁ JIM CORBETT national park


⦁ GOVIND pashu vihaar


⦁ MAALAN pashu vihar


⦁ VALLEY OF FLOWER national park


⦁ NANDA DEVI biosphere reserve]


*ODISHA


Trick - SIMLI kewal CHILKA LAKE ODISHA ke kinare hee gana gati hai


⦁ SIMLIPAAL wildlife sanctuary


⦁ CHILKA LAKE bird sanctuary]


*KARNATAKA


Trick - SOM ne TANG akkar apni wife BHADRA ko BANDIPUR me KARNA ke paas chhod diya


⦁ SOMESHWAR sanctuary


⦁ TUNGBHADRA sanctuary


⦁ BHADRA sanctuary


⦁ BANDIPUR national park]


*Assam

Trick - MANAS GARAMPANI ki TALASH me KAJI ke pas gaya hai


⦁ MANAS wildlife sanctuary


⦁ GARAM PANI wildlife sanctuary


⦁ KAZIRANGA wildlife sanctuary]


Srisailam Temple – Andhra Pradesh

Tirupathi Temple – Andhra Pradesh

Kamakhya Temple - Assam

Sukresvara temple – Assam

Meenakshi temple – Madurai, Tamil Nadu

Golden temple – Amritsar, Punjab

Somnath temple – Gujarat

Mahabodhi Temple – Gaya, Bihar

Siddhivinayak Temple – Maharashtra

Sabrimala Temple – Kerala

Amarnath Temple – Jammu & Kashmir

Markandeshwar Temple – Haryana

Brihadeeswarar Temple – Tamil Nadu

Konark Sun Temple – Odisha

Birla Mandir – New Delhi
Visit : http://sapost.blogspot.in/

Latest Abbreviation 2015

MUDRA - Micro Units Development and Refinance Agency


NITI – National Institution for Transforming India


PRAGATI – Pro-Active Governance and Timely Implementation


PaHaL – Pratyaksha Hastaantarit Laabh


HRIDAY – Heritage Development and Augmentation Yojana


EEU – Eurasian Economic Union


NSM – National Supercomputing Mission


AMRUT – Atal Mission for Rejuvenation and Urban Transformation


MRT – Mitochondrial Replacement Therapy


BOSS – Bharat Operating System Solutions


NMET – National Mineral Exploration Trust


UPI – Unified Payment Interface


TLCs – Tech Learning Centres


JAM – Jan Dhan, Aadhar and Mobile


PSF – Price Stabilization Fund


POTUS – President of the United States


Ind AS – Indian Accounting Standards


AVAM – AAP Volunteer Action Manch


NERPAP – National Electoral Roll Purification and Authentication Programme


IRNSS – Indian H Regional Navigation Satellite System.



Important Mergers and Acquisitions for 2015:

***********************************************

AdiQuity(Mobile and Network) ----Flipkart

Altera Corporation(manufactures Programmable Logic Devices (PLDs).) ----- Intel Corporation(for 16.7 billon dollars)

Appiterate(mobile engagement and marketing automation company) ------- Flipkart

BabyOye(online baby-care product brand ----The Mahindra Group

BG Group ---- Royal Dutch Shell PLC (70 billion dollars)

Coherent Navigation ------ Apple Inc

food portal Urbanspoon ------ Zomato

Freecharge ------- Snapdeal

GlaxoSmithKline's opiates business------Sun Pharmaceutical

Hyderabad-based startup MartMobi----Snapdeal

IGATE-------CapGemini

Just Eat India------Foodpanda

Letsgomo Labs----Snapdeal

logistics firm GoJavas------Snapdeal

luxury fashion portal Exclusively.com---Snapdeal

Makaan.com--------PropTiger.co...

MartMobi(Hyderabad-based mobile technology startup-Snapdeal

Mekanist-----Zomato.

mobile ad network AdiQuity---------Flipkart

mobile marketing startup Toro-------Google

mobile wallet startup LoopPay-----Samsung

Mygola-------MakeMytrip

Native5 Software Solutions Pvt Ltd-------Myntra.com

RupeePower-----Snapdeal

shopping search engine TheFind------Facebook

TaxiForSure------Ola Cabs

The Sunrise app ------Microsoft

Unicommerce eSolutions Pvt. Ltd-----Snapdeal

US generics company GAVIS -----Lupin

Voice recognition startup companyWit.ai-----Facebook

WeHive Technologies Pvt. Ltd ----Flipkart

YTS Solutions for mobile payment solutions-----Bharti Airtel.



The corrections in the capsule are:

1) TRAI CHAIRAMAN is Ram Sewak Sharma

2) IBPS CHAIRMAN: ARUN KAUL

3) DRDO CHIEF: S CHRISTOPHER

4) FICCI HEAD: JYOTSNA PURI

5) WTO MEMBERS: 162

6) CBI CHIEF: ANIL SINHA

7) FSSAI HEAD: Ashish Bahuguna



Hi.....i am sarath chandra ..i am sharing Latest Brand Ambassadors..happy reading


2017 FIFA Under-17 World Cup------- Sourav Ganguly

Africa T20 Cup ---- ----------Makhaya Ntini

Digital India---- Kruti Tiwari (IIT-JEE topper)

Pakistan Super League(PSL)--- Wasim Akram, Rameez Raja

Beti Bachao-Beti Padhao -------Madhuri Dixit

Haryana's " Beti Bachao- Beti Padhao " - Parineeti Chopra

Kerala's Ayurved - Steffi Graff

DD Kisan TV - Amitabh Bachchan

Maharashtra's Tiger Ambassador - Amitabh Bachchan & Sachin Tendulkar

UC Browser- Yuvraj Singh

specially-abled----- Ira Singal ( IAS topper)

Madhya Pradesh Mamta Abhiyaan (maternal and child health) campaign----Madhuri Dixit

Renault India - Ranbir Kapoor

UNICEF Goodwill Ambassador----Novak Djokovic

Coca-cola India ----Sourav Ganguly

Khadi and Village Industries Commission (KVIC) ------ Amitabh Bachchan

Hero Cycles---- Arjun Kapoor

Yamaha India's brand ambassador------ John Abraham

Sanctuary Asia Tiger Campaign brand ambassador---- Dia Mirza

Cycle Agarbathi---- Amitabh Bachchan

Uttarakhand's Women Empowerment Ambassador-----Kavita Bisht (Acid attack survivor)

Figo Aspire car---- Farhan Akhtar

north-east India ------Mary Kom

West Bengal Tourism-----Shah Rukh Khan

Thank to :tanvisisodia06@gmail.com

Source Sa Post

Centre Says Rotate Govt Employees For Integrity, Compulsorily Retire If In Public Interest

Cabinet Secretary Pradeep Kumar Sinha

New Delhi: The central government has emphasised on rotation of government employees on sensitive and non-sensitive posts “to ensure integrity” in the government service and has also asked all ministries to strictly follow existing rules of compulsorily retiring government employeess before 60 years of age if “in public interest”.

The Department of Personnel and Training (DoPT) said in the circular F.No.C-11020/1/2015-Vig

issued to all central ministries and departments on Monday, incorporating the observations of cabinet Cabinet Secretary Pradeep Kumar Sinha at a meeting on August 10.

“it has been emphasized that rotation needs to be carried out in respect of sensitive posts and non-sensitive posts to ensure probity,” the circular of DoPT said.

It also suggested review and screening of officers under FR 56(J) within ministries. Under FR 56(J) of the Central Civil Services (Pension) Rules, periodical review of officers is permitted for strengthening of administration.

DoPT will monitor the implementation and obtain compliance from all ministries in this regard, the circular said.

“All ministries/departments are, therefore, requested to kindly look into the matter and carry out rotation in respect of sensitive and non-sensitive posts and FR 56(J). As this activity is to be completed in a time bound manner, it is requested that priority attention may be paid to it and inputs sent to the internal Vigilance Section at the very earliest,” according to the circular.

FR 56 (J) of CCS (Pension) Rules, 1972, says, the government has the absolute right to retire, if it is necessary to do so in public interest, a government servant of group ‘A’ and ‘B’ who entered service before 35 years of age and have attained the age of 50 years.

In other cases, the age-limit is of 55 years when the government servant can be compulsorily retired. A three-month notice period or three month pay in lieu of it is supposed to be given.

Source : www.tkbsen.in

Indian Bankers Top Fortune’s Most Powerful Women List

ICICI Bank CEO Chanda Kochhar (left) and SBI Chairperson Arundhati Bhattacharya

Mumbai: Bankers Chanda Kochhar and Arundhati Bhattacharya have been ranked as top two in a list of most powerful women in Asia Pacific prepared by the global magazine Fortune.

Kochhar, 53, who heads the country’s largest private sector lender ICICI Bank has been ranked at the top, up from the second position last year, the magazine said on its website.

It credited Kochhar with reshaping banking in the country, and for building ICICI Bank into the “nation’s largest and most profitable private sector lender”.

She is followed by Arundhati Bhattacharya, the chairman of the country’s largest lender State Bank of India, whose ranking has also moved up from the fourth spot she was at last year, the magazine added.

State-run oil marketing company Hindustan Petroleum Corporation’s chairman and managing director Nishi Vasudeva has also made it to the list at fifth rank, same as previous, it said.

Country’s third largest private sector lender Axis Bank’s managing director and chief executive Shikha Sharma comes in at the ninth spot in the list.

Singapore-based chief executive of International Goldman Sachs Asset Management, Sheila Patel, has also made it to the list at the 23rd position.

The list includes key executives from over six countries in the region. With 11 names, Chinese women lead the list.

PTI

No lenience warranted in corruption cases: Supreme Court

New Delhi, Sep 13 (PTI) At a time when corruption has affected the system like cancer, courts should not get swayed by the concept of mercy while awarding punishment to the corrupt, the Supreme Court has said.

The apex court's observation came while terminating the services of a conductor employed in Uttar Pradesh State Transport Corporation for carrying 25 passengers without ticket in 1992.

"In the case at hand, as we perceive, the delinquent employee has harboured the notion that when the cancerous growth has affected the system, he can further allow it to grow by covering it like an octopus, with its tentacles disallowing any kind of surgical operation or treatment so that the lesion continues.

"The whole act is reprehensible and such a situation does not even remotely commend any lenience," a bench of justices Dipak Misra and Prafulla C Pant said.

It said that both the labour court and Allahabad High Court committed error by imposing lesser punishment and granting chance of reformation to Gopal Shukla as the only punishment should have been dismissal.

The apex court said that the high court appeared to have been swayed by concept of forgiveness and mercy while remaining oblivious to the great harm caused to transport corporation.

"When such kind of indiscipline causes financial loss to the Corporation, adequate punishment has to be imposed and in our view such misconduct does not stand on a lesser footing than embezzlement or corruption and more importantly results in loss of faith and breaches the trust," it said.

According to the bench, a number of persons were allowed to travel in the bus without tickets and if fares were paid, these were pocketed.

"We must not forget the fundamental duty and work," the bench said, adding that the approach of the high court and labour court showing leniency towards the conductor is not judicially maintainable.