Monday, 21 September 2015

New Pension Scheme(NPS) VS Old Pension Scheme

NPS is far beneficial than Government Pension – Comparison of New Pension Scheme (National Pension Scheme) and Central Government Pension 

The Central Government employees who have joined after 1/1/2004 and are put under National Pension Scheme (NPS) have been demanding abolition of NPS and have been persuading the Central Government to make the government pension scheme applicable to them. 

This only exhibits their ignorance of the fact that the New Pension Scheme is highly lucrative and make the government employees who joined after 1/1/2004 far richer than the government employees who enjoy government pension scheme. By doing so they are in the process of ruining the great fortunes that lies in store under New Pension Scheme. Let me compare both the scheme: 

Comparison of New Pension Scheme (National Pension Scheme) and Central Government Pension 
Benefits under NPS 

Let me take a case of Upper Division Clerk(UDC) who joins government service in 2014 at the age of 25 and renders 35 years of service till attaining 60 years of age. He / She gets 3% annual increment every year and gets one promotion every 10 year under M.A.C.P. Although he / she is likely to get 14 to 20% increase in D.A every year as per Consumer Price Index I just take 12%(assuming 6 + 6%) 2 times D.A in a year 

* MACP / Promotion Years 

(A) Therefore, the total pension wealth of a government servant who joined in 2014 and retiring under New Pension Scheme shall at the time of his retirement be Rs. 2,87,26,201/- 

(B) 60% of the lump-sum pension wealth which he / she will be getting on retirement: 
Rs.1,72,35.720 

(C) 40% invested in an annuity scheme which he / she can receive before 70 years: 
Rs.1,14,90,481 

(D) Earned Leave Encashment: Rs. 215625 x 10 months : Rs. 21,56,250 
TOTAL of (A) (B) (C) and (D) will be Rs. 3,08,82,451 
Death Gratuity: 

Although not entitled for retirement gratuity, but eligible for Death Gratuity If died during the service 
Monthly Pension: 

At the assumed Interest at the rate of 8.7% per annum on the other 40% of pension wealth of Rs.1,14,90,481 invested in annuity shall fetch 
monthly pension of at least : Rs.83,306/ – 

Not only this, before he / she attains the age of 70 he / she can withdraw the remaining 40% of his pension wealth of Rs. 1,14,90,481/- which if invested in Fixed Deposit of a nationalised bank can fetch interest and take care of not only of his wife and children but his descendants also for generations to come. 

This is just a tip of the iceberg. If we consider the other 4 pay commission benefits that materialize on1/1/2016, 1/1/2026, 1/1/2036 and 1/1/2046 which a NPS pensioner who joins as UDC shall be getting before his retirement in 2049,his total pension wealth will be undoubtedly double the above amount which comes to more than Rs.5 crores. While a person who joins as U.D.C. gets this much, one will be rocked out of stupor to know what a Group A officer who renders 35 years of service may get – undoubtedly his total pension wealth will be more than Rs.10 crores. 
Benefits under Central Government Pension Scheme 

Now let us see what will be the retirement benefits of the above person if he / she is put in government pension scheme: 
1.Gratuity for 16.5 months : 

Rs.2,15,625 x 16.5 months = Rs.35,57,812/- Restricted to Rs.10,00,000 
2. Earned Leave Encashment: 

Rs. 215625 x 10 months : Rs.21,56,250 
3. Pension Commutation: 

Rs.17195 x 40% = Rs.6878 x 12 x 8.194 years Rs 6,76,300 
Total Benefits under Central Government Pension Scheme: Rs.38,32,550 
4. GPF Balance: 

As it is a general tendency of the government servants to withdraw from GPF frequently, there will be very little left at the time of retirement 
5. Monthly pension 

i) Rs.34390 / 2 = Rs.17195 (basic pension being 50% of pay and grade pay Less 40% of basic pension towards commutation (Rs 6878) which will be restored after 15 years 
Balance basic pension is Rs. 10317 

ii) DA @ 527% of basic pension of Rs.17195 = Rs. 90617 (subject to increase in DA every 6 months based on consumer price index) 
Total pension is Rs.1,00,934 per month. 

After the death of government servant say after 67 years, spouse can take only 60% of the basic pension i.e.Rs.17195 x 60% = Rs.10317 plus D.A.at the prevailing rates. After spouse’s death children are unlikely to draw the pension as they would have already crossed the age limit. Thus, unlike the dependents of NPS pensioners, there will be nothing left for financial security of the dependents of the government pensioners . 

Thus it is unwise on the part of government servants who have joined after 1/1/2004 to demand for abolition of NPS scheme and grant of government pension.
Mr.M.Dorai
Deputy Director
ESIC Model Hospital,
Bangalore (Ministry of Labour, Government of India) is the author of this Article.
Source:  PO Tools blog 

CALCULATION OF SALARY OF MTS

Calculation Of Salary Of Newly Recruited MTS 

Basic Pay = Rs 7000 DA = Rs 8330
HRA = Rs 2100 for X class city
= Rs 1400 for Y class city
= Rs 700 for Z class city
TA
= Rs 1314 for X class city
= Rs 876 for Y and Z class city

Gross salary
= Rs 18744 for X class city
= Rs 17606 for Y class city
= Rs 16906 for Z class city

Now let’s calculate deductions from your gross salary to find out Salary in hand
CPF = Rs 1533
CGHS = Rs 150
CGEGIS = Rs 10
Total = Rs 1693
So the salary in hand will be

In X Class cities = Rs 17051

In Y Class cities = Rs 15913

In Z Class cities = Rs 15213
Source:  SA Post Blog

Government pulls up ministries on pension delay issue, sets October 15 deadline for report


NEW DELHI: The government has raised objections to delay in starting pensions to retiring officials because their respective departments fail to issue a certificate validating the service five years before they actually retire. All ministries have now been asked to study the case of each soon-to be retiring employee to avoid such an occurrence. 

The PM-led ministry of personnel has written to all ministries on September 16 that they need to submit a report by October 15 in this regard and non-compliance with the statutory requirement of issuing the said certificate "may be viewed seriously". 


As per the existing rules, a certificate regarding 'qualifying service' is required to be issued by the Heads of Offices after completion of 18 years of service of an employee and again 5 years before the date of the person's retirement. "It has been noticed that the certificates regarding qualifying service are not invariably issued to the government servant as required under the rules," the letter stated.


NEW DELHI: The government has raised objections to delay in starting pensions to retiring officials because their respective departments fail to issue a certificate validating the service five years before they actually retire. All ministries have now been asked to study the case of each soon-to be retiring employee to avoid such an occurrence. 


The PM-led ministry of personnel has written to all ministries on September 16 that they need to submit a report by October 15 in this regard and non-compliance with the statutory requirement of issuing the said certificate "may be viewed seriously". 


As per the existing rules, a certificate regarding 'qualifying service' is required to be issued by the Heads of Offices after completion of 18 years of service of an employee and again 5 years before the date of the person's retirement. "It has been noticed that the certificates regarding qualifying service are not invariably issued to the government servant as required under the rules," the letter stated.

"It has been observed by this department that processing of pension cases of the employees retiring quite often get delayed on account of the issues relating to verification of service. Although detailed instructions regarding verification of service have been issued by DoPT and by this department, these instructions are not meticulously adhered to resulting in delay in sanctioning of retirement benefit of the employees," said the September 16 letter. 


The letter specifies a format under which all ministries have to furnish a statement now by October 15 regarding the status of issue of service verification certificates. Each ministry has to specify the number of employees to whom the certificate has been issued after 18 years of their service and 5 years before their retirement, to whom the certificate is due and number of eligible employees in respect of whom the issue of certificates is in due process. The government is streamlining the system of pension issue, including introducing an Aadhaar-based online 'annual life certificate' submission system. 


"It has been observed by this department that processing of pension cases of the employees retiring quite often get delayed on account of the issues relating to verification of service. Although detailed instructions regarding verification of service have been issued by DoPT and by this department, these instructions are not meticulously adhered to resulting in delay in sanctioning of retirement benefit of the employees," said the September 16 letter. 

The letter specifies a format under which all ministries have to furnish a statement now by October 15 regarding the status of issue of service verification certificates. Each ministry has to specify the number of employees to whom the certificate has been issued after 18 years of their service and 5 years before their retirement, to whom the certificate is due and number of eligible employees in respect of whom the issue of certificates is in due process. The government is streamlining the system of pension issue, including introducing an Aadhaar-based online 'annual life certificate' submission system. 
Source:http://m.economictimes.com/

Grant of Night Duty Allowance on the basis of Actual Salary without ceiling limit of Rs. 12380/-: BPMS writes to OFB

Grant of Night Duty Allowance on the basis of Actual Salary without ceiling limit of Rs. 12380/-: BPMS writes to OFB

(AN ALL INDIA FEDERATION OF DEFENCE WORKERS)
(AN INDUSTRIAL UNIT OF B.M.S.)
(RECOGNISED BY MINISTRY OF DEFENCE, GOVT. OF INDIA)

REF: BPMS / OFB / NDA / 200 (8/2/L)
Dated: 14.09.2015
To,
The BBC (IR),
Ordnance Factory Board,
10 A, S K Bose Road,
Kolkata - 700001
Subject: Grant of Night Duty Allowance on the basis of Actual Salary.
Reference: PC of A (Fys) Kolkata letter No. Pay/Tech-ll/I206/2015/13, dated 09.09.2015 


Respected Sir,

With due regards, it is submitted that the issue of payment of Night Duty Allowance based on actual salary, instead of notional pay of Rs.2200/- was resolved vide MOD ID No. 17(4)/2012/D(Civ-II), Dated 08.05.2015 in compliance of Contempt Petition (CP No. 200/2014 Shri Arvind Girija Singh & Ors versus UOI & Ors.) based on the CAT Jodhpur directions in CA No 34/2008 dated 5.11.2009 and subsequent ratifications by Hon’ble High Court and Supreme Court of India.

We are surprised to see the PC of A (Fys) letter cited under reference whereby ceiling for entitlement of Night Duty Allowance has been revised to Rs. 12380/- pay in Pay Band. We have strong objection on the issuance of this letter because PC of A (Fys) is not the competent authority to revise the ceiling of entitlement for NDA unilaterally as the original order has been issued by Ministry of Defence in consultation with Min of Finance, DoP&T, Def (Finance) and if there was any doubt regarding eligibility, PC of A (Fys) should have asked for clarification from the competent authorities through prescribed channels.

Further, all the court cases regarding revision of night duty allowance was related to the notional ceiling of Rs. 2200/- per month and this issue was resolved by ordering the NDA on the actual salary and nowhere court further fixed any real or notional ceiling. Even it has been already clarified in the earlier order which states that entitlement ceiling of Rs. 2200/- is not applicable to existing categories who are getting NDA. Prior to implementation of recommendations of 6th CPC, lEs / NlEs / NGOs upto Assistant Foreman (Technical) was entitled for Night Duty Allowance being a non-gazetted supervisory staff but now the post of Assistant Foreman is merged with JWM which is a gazetted supervisory post in OFB. Hence, all the Industrial / Non-Industrial & Non - Gazetted Supervisory staff are entitled for NDA on the basis of actual salary.

Therefore, you are requested to intervene into the matter so that all lEs/NlEs/NGOs may get the NDA as per actual salary in compliance with the court pronouncements in letter and spirit.

Thanking you.

Sincerely yours
sd/-
(M P SINGH)
General Secretary

Source: http://bpms.org.in/documents/night-duty-ptw1.pdf


Read more: http://www.staffnews.in/2015/09/grant-of-night-duty-allowance-on-basis.html#ixzz3mKeqi6Y3
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NPS returns are market linked

An investor within the scheme has an option to choose funds based on her level of safety and risk in addition to choosing her own fund manager

The National Pension System (NPS) has been advertising a lot about the new tax deduction of Rs.50,000 for tax payers. I wanted to know more about the new deduction under section 80CCD(1)(b). Is this available only for people whose employers are investing in NPS on their behalf, or is this available for general public as well? How does the deduction work with respect to other tax benefits?

—Praveen Aggarwal

NPS is a voluntary pension scheme regulated by the Pension Fund Regulatory & Development Authority (PFRDA). It was introduced as an investment option to provide for the country’s growing working community to ensure that they have an option to save for their retirement needs. The purpose was to replace the existing system of defined benefit pension to a defined contribution-based pension system.

An investor within the scheme has an option to choose funds based on her level of safety and risk in addition to choosing her own fund manager. The returns are market-linked and, hence, do not give any form of guarantee.

NPS follows an EET (exempt-exempt-tax) model—exempt at the time of contribution or investment, exempt at the time of earnings and taxable at the time of withdrawals.

Section 80CCD under the Income-tax Act, 1961, provides the tax incentive at the first stage of investment—for getting the benefit of deduction for contributions made towards NPS.

This deduction is available to all individuals—salaried as well as non-salaried. This deduction was earlier restricted to Rs.1 lakh for each financial year under section 80CCD(1) and was subsequently increased to Rs.1.50 lakh.

To further boost savings, in Budget 2015, a new section, 80CCD 1B, was introduced, under which an additional deduction of up to Rs.50,000 was allowed for contribution made towards NPS. This made the total deduction under section 80CCD to Rs.2 lakh.

If we go through the provisions of section 80CCD, there is a lack of clarity whether the additional deduction of Rs.50,000 is after exhausting the limit of 10% of salary. Is the cap on deduction of up to 10% of salary (basic + dearness allowance) under section 80CCD (1) and within the overall ceiling of Rs.1.50 lakh or is it over and above the ceiling of Rs.1.50 lakh?

While this ambiguity remains, the intent was clarified in an example quoted by the finance minister in his budget speech this year, in which it was clarified that the assessee can claim additional deduction and the deduction of Rs.50,000 was over and above the ceiling of Rs.1.50 lakh.

Let’s take an example. If you have exhausted your Rs.1.50 lakh limit of deduction under section 80C by savings in Public Provident Fund (PPF), insurance premiums, repayment of housing loan, among other things, you can further increase your tax savings by contributing up to Rs.50,000 towards NPS.

You could open an NPS Tier I account, which is the first level, to claim the tax benefits.

Source:http://www.livemint.com/Money/dTht6NvhTMgSo38i5YQRRN/NPS-returns-are-market-linked.html

Seventh Pay Commission: Employees’ Delight, Govt’s Despair

New Delhi: The Seventh Pay Commission report is awaited, the new pay scales will be applicable to Central government employees with effect from January 2016.

50 lakh central government employees and 56 lakh pensioners including dependents hope to get this gift from April next year. The revised pay scales are likely to be implemented retrospectively starting 1 January 2016.

Many commentators say that the average increase in basic fair pay for all government employees will be in the region of 40-45%.

This is a very rough average because for senior level officers, like the Cabinet Secretary or officials at the secretary level, the payback could increase by more than 50%.

As the Pay Commission numbers come through there could be a 30-40 per cent increase for each central government employee.

An increase of salary and allowances would boost middle class central government employees to spend more time with their families for marketing.

The economy would get a major boost from a pickup in consumption, resulting from an increase in salaries but the flip side to the hike will be a spike in inflation.

The reports of Seventh Pay Commission will be implicated from April next year as Finance Minister Arun Jaitley said in the Parliament on February 27, “The Seventh Pay Commission impact may have to be absorbed in 2016-17.”

Finance Minister Arun Jaitley said above statement in his pre-budget speech. His statement indicates that the government may implement Seventh Pay Commission report from April 2016.

The strongest criticism of Pay Commission awards is that they play havoc with government finances. The pervious pay commissions’ rollout has been negative for fiscal balances.

The recommendations of the second pay commission were accompanied with a financial impact of about Rs 39 crore. The financial burden of the implementation of the third, fourth, fifth pay and sixth pay commission recommendations has been estimated at around Rs 144 crore, Rs 1,282 crore, Rs 17,000 crore and Rs 20,000 crore respectively.

Initial estimates suggest the seventh pay commission could add Rs 1,00,619 crore to the central government’s wage bill.

The central government pay and allowances amount to 1 per cent of GDP today. State wages amount to another 4 per cent, making for a total of 5 per cent of GDP.

The medium-term expenditure framework recently presented to Parliament by Finance Minister Jaitley, which looks at an increase in pay of 16 per cent for 2016-17 consequent to the Seventh Pay Commission award. That would amount to an increase of 0.8 per cent of GDP. This is a one-off impact.

One Rank One Pension is also a rider to enforcement of the seventh pay commission’s recommendation. The government is committed to OROP for the armed forces. This would impose an as yet undefined burden on Central government finances.

TST

Source:http://www.tkbsen.in/2015/09/seventh-pay-commission-employees-delight-govts-despair/

Saturday, 19 September 2015

Employment News : 19th Sep to 25 Sep 2015


  1. OIL INDIA LIMITED (ASSAM) FOR PERSONS WITH DISABLITIES 
    Name of Post – trainee-mechanical, executive trainee civil etc. 
    No. of Vacancies – 19
    Last Date –7.10.2015
  2. NATIONAL DEFENCE ACADEMY (PUNE) Name of Posts –MTS, LDC etc
    No. of Vacancies - 125
    Last Date – within 21 days of advertisement
  3. JAWAHARLAL INSTITUTE OF POST GRADUATE MEDICAL EDUCATION AND RESEARCH (JIPMER) Name of Posts – assistant professor of surgery assistant professor of anaesthesiology etc.
    No. of Vacancies – 68
    Date- 28.10.15
Source : http://employmentnews.gov.in/

Symbol for ‘None of the Above’ (NOTA) option.


Symbol for ‘None of the Above’ (NOTA) option.
            It may be recalled that the Election Commission of India had introduced ‘NOTA’ – ‘None of the Above’ option on ballot papers displayed on EVMs and all other ballot papers with effect from 11th October, 2013, pursuant to Supreme Court’s Order dated 27th September, 2013.    

            The Election Commission of India has now introduced a specific symbol, like other election symbols, shown below, for ‘None of the Above (NOTA)’ option, to facilitate the voters in exercising their NOTA option.  This symbol will now appear in the last panel on all EVMs and the others ballot papers against the ‘None of the Above (NOTA)’ option at all elections to be held from now onwards.  The necessary instructions have been issued to all the Chief Electoral Officers in this regard.
            The main objective of the ‘NOTA’ option is to enable electors who do not wish to vote for any of the candidates to exercise their right not to vote for any candidate without violation of the secrecy of their decision.
            The symbol for ‘None of the Above (NOTA)’ option has been designed by National Institute of Design (NID) Ahmedabad.

(Release ID :127022)
Source : http://www.pib.nic.in/newsite/erelease.aspx?relid=127022

เคธाเคคเคตें เคตेเคคเคจ เค†เคฏोเค— เคฎें 2004 เคธे เคฌंเคฆ เคซैเคฎिเคฒी เคชेंเคถเคจ เคซिเคฐ เคถुเคฐू เค•เคฐ เคธเค•เคคी เคนै เคธเคฐเค•ाเคฐ Family Pension for NPS Employees

เคญोเคชाเคฒ. เค•ेंเคฆ्เคฐ เค”เคฐ เคฐाเคœ्เคฏों เค•े 33 เคฒाเค– เค•เคฐ्เคฎเคšाเคฐिเคฏों เค•े เคฒिเค เคฏเคน เค…เคš्เค›ी เค–เคฌเคฐ เคนै। เคธเคฐเค•ाเคฐ เค‰เคจ्เคนें เค…เค—เคฒे เคธाเคฒ เคธे เคซैเคฎिเคฒी เคชेंเคถเคจ เคฆेเคจे เคชเคฐ เคตिเคšाเคฐ เค•เคฐ เคฐเคนी เคนै। เคธाเคคเคตें เคตेเคคเคจ เค†เคฏोเค— เค•ी เคธिเคซाเคฐिเคถों เคฎें เค‡เคธเค•ा เคช्เคฐाเคตเคงाเคจ เค•िเคฏा เค—เคฏा เคนै। เคช्เคฐเคฆेเคถ เคธเคฐเค•ाเคฐ เค•ो เคฆिเคธंเคฌเคฐ เคฎाเคน เคคเค• เค•ेंเคฆ्เคฐ เคธเคฐเค•ाเคฐ เค•ो เค…เคชเคจी เคฐिเคชोเคฐ्เคŸ เคธौंเคชเคจी เคนै, เคœिเคธे เคฎंเคœूเคฐी เคฎिเคฒเคจे เค•े เคฌाเคฆ เค•เคฐ्เคฎเคšाเคฐिเคฏों เค•ो เค‡เคธเค•ा เคฒाเคญ 1 เคœเคจเคตเคฐी 2016 เคธे เคฎिเคฒ เคธเค•เคคा เคนै।

family+pension+will+be+started+for+recruited+after+2004


เค…เคญी เค…เคช्เคฐैเคฒ, 2004 เค•े เคฌाเคฆ เคธเคฐเค•ाเคฐी เคจौเค•เคฐिเคฏों เคฎें เคญเคฐ्เคคी เคนुเค เค…เคซเคธเคฐ เคธे เคฒेเค•เคฐ เค•เคฐ्เคฎเคšाเคฐिเคฏों เค•ो เค…ंเคถเคฆाเคฏी เคชेंเคถเคจ เคฎिเคฒเคคी เคนै, เคœเคฌเค•ि เค‡เคธเคธे เคชเคนเคฒे เค•े เค•เคฐ्เคฎเคšाเคฐिเคฏों เค•ो เคซैเคฎिเคฒी เคชेंเคถเคจ เคฎिเคฒ เคฐเคนी เคนै।

เค‡เคธเคฎें เคจ्เคฏू เคชेंเคถเคจ เคธ्เค•ीเคฎ (เคเคจเคชीเคเคธ) เค•े เคคเคนเคค เคญเคฐ्เคคी เคนुเค เค•เคฐ्เคฎเคšाเคฐिเคฏों เค•ी เคชเคฐेเคถाเคจी เคฏเคน เคนै เค•ि เค‰เคจ्เคนें เคฐिเคŸाเคฏเคฐเคฎेंเคŸ เค•े เคฌाเคฆ เคชेंเคถเคจ เคฎिเคฒेเค—ी เคฏा เคจเคนीं, เคฏเคน เคคเคฏ เคนी เคจเคนीं เคนै।

เค‡เคธเค•े เคคเคนเคค เค‰เคจเค•े เคตेเคคเคจ เคธे 10 เคช्เคฐเคคिเคถเคค เค”เคฐ เค‡เคคเคจी เคนी เคฐाเคถि เคธเคฐเค•ाเคฐ เค•े เค…ंเคถ เค•ी เคนोเคคी เคนै। เคฐिเคŸाเคฏเคฐเคฎेंเคŸ เคคเค• เคฏเคน เคฐाเคถि เค•ाเคŸी เคœाเคเค—ी เคœिเคธเคฎें เคธे 70 เคช्เคฐเคคिเคถเคค เคฐाเคถि เค•เคฐ्เคฎเคšाเคฐी เค•ो เคจเค•เคฆ เคฆी เคœाเคเค—ी เค”เคฐ เคฌाเค•ी 30 เคช्เคฐเคคिเคถเคค เคชेंเคถเคจ เคซंเคก เค•े เคฒिเค เคœเคฎा เค•िเค เคœाเคจे เค•ा เคช्เคฐाเคตเคงाเคจ เคนै เคœिเคธเคฎें เคธे เค‰เคจ्เคนें เคœीเคตिเคค เคฐเคนเคจे เคคเค• เค†ंเคถिเค• เคชेंเคถเคจ เคฆिเคฏा เคœाเคจा เคนै।

เค…เคญी เคฏเคน เคนै เคช्เคฐाเคตเคงाเคจ : เค…เคญी เค…เคช्เคฐैเคฒ, 2004 เคธे เคชเคนเคฒे เคจौเค•เคฐी เคฎें เคญเคฐ्เคคी เคนुเค เค•เคฐ्เคฎเคšाเคฐिเคฏों เค•ो เคซैเคฎिเคฒी เคชेंเคถเคจ เคฎिเคฒ เคฐเคนी เคนै। เค‡เคธเคฎें เคชेंเคถเคจ เค•े เคจाเคฎ เคชเคฐ เค‰เคจเค•े เคตेเคคเคจ เคธे เค•ोเคˆ เคฐाเคถि เคจเคนीं เค•ाเคŸी เคœाเคคी เคนै। เคฐिเคŸाเคฏเคฐเคฎेंเคŸ เค•े เคตเค•्เคค เค…ंเคคिเคฎ เคฎाเคน เค•ो เคœो เคตेเคคเคจ เคฆेเคฏ เคนोเคคा เคนै, เค‰เคธเค•ी 50 เคซीเคธเคฆी เคฐाเคถि เคชेंเคถเคจ เค•े เคฐूเคช เคฎें เคคเคฏ เคนो เคœाเคคी เคนै। เคฏเคน เคฐाเคถि เค‰เคจ्เคนें เคœीเคตिเคค เคฐเคนเคจे เคคเค• เคฎिเคฒเคคी เคนै เค”เคฐ เค‰เคธเค•े เคฌाเคฆ เค†เคถ्เคฐिเคค เค•ो เคŸ्เคฐांเคธเคซเคฐ เคนो เคœाเคคी เคนै।
13 เคฒाเค– เคธे เคœ्เคฏाเคฆा เคญเคฐ्เคคिเคฏां
เค•ेंเคฆ्เคฐ เคฎें เค…เคช्เคฐैเคฒ 2004 เคธे เค…เคฌ เคคเค• 13 เคฒाเค– 46 เคนเคœाเคฐ 862 เคญเคฐ्เคคिเคฏां เคนुเคˆं, เคตเคนीं เคฐाเคœ्เคฏों เคฎें เคฏเคน เคธंเค–्เคฏा 19 เคฒाเค– 58 เคนเคœाเคฐ 378 เคนै। เค‡เคจเคฎें เคฎเคช्เคฐ เคฎें เคนुเคˆ เคญเคฐ्เคคिเคฏां 62 เคนเคœाเคฐ เคนैं। เค‡เคจ เค•เคฐ्เคฎเคšाเคฐिเคฏों เค•े เคฒिเค เค…ंเคถเคฆाเคฏी เคชेंเคถเคจ เค•ा เคช्เคฐाเคตเคงाเคจ เคนै। เค‡เคจเค•े เคตेเคคเคจ เคธे เคนเคฐ เคฎเคนीเคจे เค•ाเคŸी เคœा เคฐเคนी 10 เคช्เคฐเคคिเคถเคค เคฐाเคถि เค•े เค…เคฒाเคตा เค‡เคคเคจी เคนी เคฐाเคถि เคธเคฐเค•ाเคฐ เคฎिเคฒा เคฐเคนी เคนै। เค‡เคธ เคซंเคก เคฎें เคเคจเคเคธเคกीเคเคฒ เค•े เคชाเคธ เค…เคฌ เคคเค• เคคเค• 42 เคนเคœाเคฐ เค•เคฐोเคก़ เคฐुเคชเค เคœเคฎा เคนो เคšुเค•े เคนैं।

เคธाเคคเคตें เคตेเคคเคจ เค†เคฏोเค— เค•ी เคฐिเคชोเคฐ्เคŸ เคฎें เคฏเคน เคฎाเคจा เคœा เคฐเคนा เคนै เค•ि เคจ्เคฏू เคชेंเคถเคจ เคธ्เค•ीเคฎ เค•ो เคฐिเคตाเค‡เคœ เค•िเคฏा เคœाเคเค—ा, เคœिเคธे เคซैเคฎिเคฒी เคชेंเคถเคจ เคฎें เคชเคฐिเคตเคฐ्เคคिเคค เค•िเค เคœाเคจे เค•ी เคชूเคฐी เค‰เคฎ्เคฎीเคฆ เคนै। เคเคธी เคนเคฎाเคฐी เคฒเค—ाเคคाเคฐ เคฎांเค— เคญी เคฐเคนी เคนै। เคฏเคฆि เค•ेंเคฆ्เคฐ เค‡เคธ เคธिเคซाเคฐिเคถ เค•ो เคฎाเคจเคคा เคนै เคคो เค‡เคธเคธे เคฌเคก़ी เคธंเค–्เคฏा เคฎें เค•เคฐ्เคฎเคšाเคฐिเคฏों เค•ा เคซाเคฏเคฆा เคนोเค—ा। -เค•ेเค•ेเคเคจ เค•ुเคŸ्เคŸी, เค…เคง्เคฏเค•्เคท, เค•ेंเคฆ्เคฐीเคฏ เค•เคฐ्เคฎเคšाเคฐी เคชเคฐिเคธंเค˜, เคจเคˆเคฆिเคฒ्เคฒी

- เคธเคฐเค•ाเคฐी เคธेเคตाเค“ं เคฎें 1 เค…เคช्เคฐैเคฒ 2004 เคธे เคซैเคฎिเคฒी เคชेंเคถเคจ เค–เคค्เคฎ เค•เคฐ เคฆी เค—เคˆ เคฅी। เคธเคฐเค•ाเคฐ เค•ा เคฏเคน เค•เคฆเคฎ เค ीเค• เคจเคนीं เคฅा। เคชेंเคถเคจ เคนी เคเค• เคเคธा เค†เค•เคฐ्เคทเคฃ เคนै, เคœो เคฒोเค—ों เค•ो เคธเคฐเค•ाเคฐी เคธेเคตाเค“ं เคฎें เค†เคจे เค•े เคฒिเค เค†เค•เคฐ्เคทिเคค เค•เคฐเคคा เคนै। เคธाเคคเคตें เคตेเคคเคจ เค†เคฏोเค— เคฎें เค‡เคธเค•ी เค…เคจुเคถंเคธा เค•เคฐเคคा เคนै เค”เคฐ เค•ेंเคฆ्เคฐ เค‡เคธे เคฎाเคจเคคा เคนै เคคो เค•เคฐ्เคฎเคšाเคฐिเคฏों เค•े เคนिเคค เคฎें เคซाเคฏเคฆेเคฎंเคฆ เคนोเค—ा। เค•ेเคเคธ เคถเคฐ्เคฎा, เคชूเคฐ्เคต เคฎुเค–्เคฏ เคธเคšिเคต, เคฎเคง्เคฏเคช्เคฐเคฆेเคถ

เค‡เคธเคฒिเค เคชเคก़ी เคœเคฐूเคฐเคค
เคชिเค›เคฒे 11 เคธाเคฒ เคธे เคธเคฐเค•ाเคฐ เคฎें เคญเคฐ्เคคी เคนोเคจे เคตाเคฒे เค•เคฐ्เคฎเคšाเคฐिเคฏों เค•ो เคฐिเคŸाเคฏเคฐเคฎेंเคŸ เคชเคฐ เคธोเคถเคฒ เคธिเค•्เคฏुเคฐिเคŸी เค•े เคฐूเคช เคฎें เคฎिเคฒเคจे เคตाเคฒी เคชेंเคถเคจ เค•ा เค•ोเคˆ เคช्เคฐाเคตเคงाเคจ เคจเคนीं เคนै। เค‡เคธเคธे เคธเคฐเค•ाเคฐी เคธेเคตाเค“ं เคฎें เค†เคจे เคตाเคฒे เคฏुเคตाเค“ं เค•ा เคฐुเคाเคจ เคญी เค˜เคŸा। เคฏเคน เค‡เคธเคธे เคธाเคซ เคนोเคคा เคนै เค•ि 1 เค…เคช्เคฐैเคฒ 1994 เคธे 1 เค…เคช्เคฐैเคฒ 2004 เค•े เคฌीเคš เคœเคนां 50 เคฒाเค– เคธे เคœ्เคฏाเคฆा เคฒोเค— เคจौเค•เคฐी เคฎें เค†เค। เคตเคนीं, เคชेंเคถเคจ เค–เคค्เคฎ เคนोเคจे เค•े เคฌाเคฆ เคธिเคฐ्เคซ 33 เคฒाเค– เคฒोเค— เคนी เคจौเค•เคฐी เคฎें เค†เค।

เคฏเคฆि เค•ेंเคฆ्เคฐ เคซैเคฎिเคฒी เคชेंเคถเคจ เค•ी เค…เคจुเคถंเคธा เค•ो เคธ्เคตीเค•ाเคฐ เค•เคฐเคคा เคนै เคคो เคนเคฎ เค‡เคธे เคฐाเคœ्เคฏ เคฎें เคฒाเค—ू เค•เคฐเคจे เคชเคฐ เคตिเคšाเคฐ เค•เคฐेंเค—े। -เคœเคฏंเคค เคฎเคฒैเคฏा, เคตिเคค्เคค เคฎंเคค्เคฐी

Family Pension for NPS Employees 

The 33 lakh Central and State Government employees who have joined after 2004, may soon have a reason to rejoice. The Government is seriously considering to offer Family Pension for NPS Employees who have joined after 2004. Reliable sources have said that the 7th Pay Commission has recommended the same. The State Governments’ have been asked to submit their reports by the end of December, and after due approval it is expected that the Pension Scheme will come into effect by 1, January 2016.

We already know that the Employees who joined in Government Services after 2004 come under contributory pension scheme. Under which an employee will be deducted 10 per cent of his basic salary, and the same per cent would be contributed by the Government through out his/her service. After retirement, 70 per cent of the pension would be given in lump sum and the rest of the 30 per cent would be used for component to be paid every month till his/her life time.

However the employees who joined in service before 2004, are eligible for family pension, and they are not deducted any amount from the salary in the name of pension. Such employees after retirement, become eligible for 50 per cent of the last drawn salary as their pension.

Sources confirm, the 7th Pay Commission may include recommendations for NPS revisions, and it is expected to be converted to family pension. Mr.KKN Kutty, Secretary General, Confederation of CGEs and workers expressed his happiness and said, if the Central Government accepts the proposal, a large number of Government employees would be benefited.

Mr.K.S.Sharma, former Chief Secretary, Madhya Pradesh said, “The family pension scheme was abolished from April 2004. It was a bad move by the Government. It is pension, that attracts the youths to join the Government Services, because their future is secured. If the Government accepts the recommendations of the 7th Pay Commission, the youths would be motivated to join the Government Services”.

A report states that between April 1994 and April 2004, more than 50 lakh youths joined Government Services. However, the same dropped to around 33 Lakhs after April 2004. Experts blame the Governments’ decision to abolish pension for this, which forced the youths to move towards the corporate sector.

Mr.Jayanth Malaiya, Finance Minister, Madhya Pradesh assured, “If the recommendations were accepted by the central government, he will definitely consider implementing the same in MP”.
Read at: Dainik Bhaskar

Read more: http://www.staffnews.in/2015/09/family-pension-can-start-for-recruited-from-2004.html#ixzz3m9L4WFrD
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เค…เคซเคธเคฐों เค•ी เคนोเค—ी เคฎॉเคจीเคŸเคฐिंเค—, เคฆेเคฐ เคธे เค†เค เคคो เคธैเคฒเคฐी เค•เคŸेเค—ी


เค…เคซเคธเคฐों เค•ी เคนोเค—ी เคฎॉเคจीเคŸเคฐिंเค—, เคฆेเคฐ เคธे เค†เค เคคो เคธैเคฒเคฐी เค•เคŸेเค—ी


เคญाเคธ्เค•เคฐ เคจ्เคฏूเคœ เคจेเคŸเคตเคฐ्เค•|เคจเคˆ เคฆिเคฒ्เคฒी - เค•ेंเคฆ्เคฐ เคธเคฐเค•ाเคฐ เคเค• เคเคธी เคฏोเคœเคจा เคชเคฐ เค•ाเคฎ เค•เคฐ เคฐเคนी เคนै, เคœो เค•เคˆ เค…เคซเคธเคฐों เคชเคฐ เคญाเคฐी เคชเคก़ เคธเค•เคคी เคนै। เค‡เคธเค•े เคคเคนเคค เค…เค—เคฐ เค•ोเคˆ เค…เคซเคธเคฐ เคฌिเคจा เคชूเคฐ्เคต เคธूเคšเคจा เค•े เค†เคงे เค˜ंเคŸे เคฆेเคฐी เคธे เคฆเคซ्เคคเคฐ เค†เคฏा เคคो เค‰เคธे เค†เคงे เคฆिเคจ เค•ी เคนी เคธैเคฒเคฐी เคฎिเคฒेเค—ी। เคธเคช्เคคाเคน เคฎें เคฒเค—ाเคคाเคฐ เคคीเคจ เคฆिเคจ เค†เคงे เค˜ंเคŸे เคฏा เค‡เคธเคธे เค…เคงिเค• เค•ी เคฆेเคฐी เคชเคฐ เคเค• เคฆिเคจ เค•ी เคธैเคฒเคฐी เค•เคŸेเค—ी। เค‰เคธเค•ी เคชเคฐเคซॉเคฐเคฎेंเคธ เค•े เค†เคงाเคฐ เคชเคฐ เคนी เค‰เคธे เค›ुเคŸ्เคŸी เคฏा เคช्เคฐเคฎोเคถเคจ เคฎिเคฒेเค—ा। 

เคจौเค•เคฐเคถाเคนों เค•ो เค…เคงि เค• เคœเคตाเคฌเคฆेเคน เคฌเคจाเคจे เค•े เคฒिเค เคนाเคฒ เคนी เคฎें เค•ैเคฌिเคจेเคŸ เคธเคšिเคต เคชीเค•े เคธिเคจ्เคนा เค•ी เค…เคง्เคฏเค•्เคทเคคा เคฎें เคฌैเค เค• เคนुเคˆ เคฅी। เค‡เคธเค•े เคฌाเคฆ เค•ाเคฐ्เคฎिเค• เค”เคฐ เคช्เคฐเคถिเค•्เคทเคฃ เคตिเคญाเค— (เคกीเค“เคชीเคŸी) เคจे เคธเคฐเค•ाเคฐ เค•े เคธเคญी เคฎंเคค्เคฐाเคฒเคฏों เค•ो เคจिเคฐ्เคฆेเคถ เคฆिเคฏा เคนै। เค‡เคธเคฎें เคญ्เคฐเคท्เคŸाเคšाเคฐ เค•े เคธंเคฆिเค—्เคง เค…เคซเคธเคฐों เค•ो เค•ंเคชเคฒ्เคธเคฐी เคฐिเคŸाเคฏเคฐเคฎेंเคŸ เค•े เคฒिเค เคฎूเคฒ เคจिเคฏเคฎ (56-เคœे) เค•े เคช्เคฐाเคตเคงाเคจों เค•ो เคฒाเค—ू เค•เคฐเคจे เค•ो เค•เคนा เค—เคฏा เคนै।  เคกीเค“เคชीเคŸी เคฎंเคค्เคฐी เคœीเคคेंเคฆ्เคฐ เคธिंเคน เคจे เค•เคนा, ‘เคจเคˆ เคต्เคฏเคตเคธ्เคฅा เคธे เคช्เคฐเคคि เคธ्เคชเคฐ्เคงा เคฌเฅेเค—ी। เคฌेเคนเคคเคฐ เคจเคคीเคœे เค†เคंเค—े।’ เคธूเคค्เคฐों เค•े เคฎुเคคाเคฌिเค•, เคฌिเคนाเคฐ เคšुเคจाเคต เค•े เคฌाเคฆ เค…เคงिเค•ाเคฐिเคฏों เค•ो เค‡เคงเคฐ-เค‰เคงเคฐ เค•िเคฏा เคœाเคเค—ा। เค…เค—เคฐ เคชเคฐเคซॉเคฐเคฎेंเคธ เค…เคš्เค›ा เคจเคนीं เคนुเค† เคคो เคฎूเคฒ เค•ैเคกเคฐ เคฎें เคตाเคชเคธ เคญेเคœ เคฆिเคฏा เคœाเคเค—ा।  เคคीเคจ เคฎเคนीเคจे เค•ा เคจोเคŸिเคธ เค”เคฐ เค•ंเคชเคฒ्เคธเคฐी เคฐिเคŸाเคฏเคฐเคฎेंเคŸ
เคจเค เคฎเคธौเคฆे เค•े เคฎुเคคाเคฌि เค• เค…เคซเคธเคฐों เค•ो เคธเคช्เคคाเคน เค•े เคนเคฐ เคฎंเค—เคฒเคตाเคฐ เค•ो เคˆ-เคฎॉเคจीเคŸเคฐिंเค— เค•े เคœเคฐिเค เค…เคชเคจी เคช्เคฐเค—เคคि เคฐिเคชोเคฐ्เคŸ เค…เคชเคกेเคŸ เค•เคฐเคจी เคชเคก़ेเค—ी। เคฎเคนीเคจे เค•े เค…ंเคคि เคฎ เคธเคช्เคคाเคน เคฎें เค‡เคธ เคฐिเคชोเคฐ्เคŸ เคชเคฐ เคธीเคจिเคฏเคฐ เค…เคงिเค•ाเคฐी เค•ी เคธเคนเคฎเคคि เคœเคฐूเคฐी เคนै। เคฐिเคชोเคฐ्เคŸ เค…เคชเคกेเคŸ เคจ เคนोเคจे เคชเคฐ เค‘เคจเคฒाเค‡เคจ เค…เคชเคกेเคŸ เคฎें เคฒाเคฒ เคจि เคถाเคจ เคฆिเค–ेเค—ा। เค‰เคธเคธे เคตเคœเคน เคชूเค›ी เคœाเคเค—ी। เคธाเคฒाเคจा เค…เคช्เคฐेเคœเคฒ เค…เคชเคกेเคŸ เคฎें เคซेเคฒ เคนोเคจे เคชเคฐ เคคीเคจ เคฎเคนीเคจे เค•ा เคจोเคŸि เคธ เคฆेเค•เคฐ เค•िเคธी เค•ो เคญी เค•ंเคชเคฒ्เคธเคฐी เคฐिเคŸाเคฏเคฐเคฎेंเคŸ เคฆिเคฏा เคœा
เคธเค•เคคा เคนै। เค•ैเคฌि เคจेเคŸ เคธเคšिเคต เค•े เค…เคฒाเคตा เคช्เคฐเคงाเคจเคฎंเคค्เคฐी เค•ाเคฐ्เคฏाเคฒเคฏ เค•े เค›เคน เค…เคงिเค•ाเคฐिเคฏों เค•ी เคŸीเคฎ เค†เค•เคฒเคจ เค•เคฐेเค—ी।


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Verification of qualifying service after 18 years service and 5 years before retirement.-DOPT

No.1/19/2013-P&PW(E)
Government of India
Ministry of Personnel, Public Grievances & Pensions
Department of Pension and Pensioners Welfare

Lok Nayak Bhavan, Khan Market,
New Delhi-110003,
Dated the 16.9.2015

OFFICE MEMORANDUM

Sub : Verification of qualifying service after 18 years service and 5 years before retirement.

It has been observed by this Department that processing of pension cases of the employees retiring from the government service quite often get delayed on account of the issues relating to verification of service from time to time by the concerned authorities during the service of the concerned employee. Although detailed instructions regarding verification of service have been issued by Department of Personnel & Training and by this Department, these instructions are not meticulously adhered to resulting in delay in sanctioning of retirement benefit of the employees.

2. Rule 32 of the CCS (Pension) rules, which existed prior to December, 2012 provided for issuing of a certificate in Form 24 by the Head of Office in consultation with by the Account Officer regarding completion of qualifying service of 25 years. These rules have been amended subsequently and as per the existing provisions, a certificate regarding qualifying service is required to be issued by the HOO after completion of 18 years of service and again S years before the date of retirement of an employee. Rule further provide that verification done under that rule shall be treated as final and shall not be reopened except when necessitated by a subsequent· change in the rules and orders governing the conditions under which the service qualifies for pension.

3. It has been noticed that the certificates regarding qualifying service are not invariably issued to the government servant as required under the rules. All Ministries/ Departments etc. are therefore requested to bring these provisions to the notice of Heads of Offices and PA Os for strict compliance. Non-compliance of this statutory requirements may be viewed seriously.

4. In order to review status regarding compliance of these rules, all Ministries/ Departments are requested that the information may be collected from all establishments /office under them and the same may be compiled and sent to this Department by 15th October, 201 S in the enclosed proforma.

( Sujasha Choudhury)
Deputy Secretary to the Government of India
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